{"id":8847,"date":"2026-03-03T10:14:56","date_gmt":"2026-03-03T08:14:56","guid":{"rendered":"https:\/\/nordichypo.ee\/cookie-policy\/"},"modified":"2026-10-09T13:37:48","modified_gmt":"2026-10-09T10:37:48","slug":"cookie-policy","status":"publish","type":"page","link":"https:\/\/nordichypo.ee\/en\/cookie-policy\/","title":{"rendered":"Cookie Policy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"8847\" class=\"elementor elementor-8847 elementor-8832\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0286714 e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"0286714\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-81c9ad8 e-ecs-flex e-flex e-con-boxed e-con e-child\" data-id=\"81c9ad8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4d48945 e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"4d48945\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;absolute&quot;,&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-acd8d8b e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"acd8d8b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-084a694 elementor-widget elementor-widget-heading\" data-id=\"084a694\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><strong>Cookie<\/strong> Policy<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-73a9677 e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"73a9677\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5fcd8fa elementor-widget elementor-widget-text-editor\" data-id=\"5fcd8fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>Last updated: 9 October 2026<\/em><\/p>\n<h2>1. Who we are<\/h2>\n<p>The website nordichypo.ee is operated by <strong>Nordic Hypo AS<\/strong> (registry code 11881110, Roseni 7, 10111 Tallinn, Estonia, email <a href=\"mailto:info@nordichypo.ee\">info@nordichypo.ee<\/a>, free phone 1553). Nordic Hypo AS is the controller of personal data collected through cookies.<\/p>\n<h2>2. What cookies are<\/h2>\n<p>A cookie is a small text file that a website stores on your device (computer, phone or tablet). We also use similar technologies, such as pixels and scripts that read or store information on your device. In this policy we refer to all of them as cookies.<\/p>\n<h2>3. Consent and legal basis<\/h2>\n<p>We use necessary cookies because the website cannot work without them. They do not require consent.<\/p>\n<p>We use statistics and marketing cookies <strong>only with your prior consent<\/strong> (Article 6(1)(a) GDPR), which you give in the cookie banner. Browsing the website does not count as consent. Not consenting does not affect the core functions of the website or your ability to submit a loan application.<\/p>\n<p>Until you consent, consent for Google services is denied by default (Google Consent Mode v2). In that case no Google or Meta cookies are stored on your device. Google may receive cookieless, aggregated signals (for example, that a page was visited) that are not linked to your device.<\/p>\n<h2>4. Changing or withdrawing consent<\/h2>\n<p>You can change or withdraw your consent at any time via the \u201cCookie settings\u201d button at the bottom of the page, or here:<\/p>\n<div id=\"cmplz-manage-consent-container-nojavascript\">You have loaded the Cookie Policy without javascript support.&nbsp;On AMP, you can use the manage consent button on the bottom of the page.<\/div><div id=\"cmplz-manage-consent-container\" name=\"cmplz-manage-consent-container\" class=\"cmplz-manage-consent-container\"><\/div>\n<p>You can also delete cookies in your browser settings. Withdrawing consent does not affect the lawfulness of processing carried out before the withdrawal.<\/p>\n<h2>5. Cookies we use<\/h2>\n<h3>5.1 Necessary cookies<\/h3>\n<table>\n<thead><tr><th>Cookie<\/th><th>Service<\/th><th>Purpose<\/th><th>Retention<\/th><\/tr><\/thead>\n<tbody>\n<tr><td>wp-wpml_current_language<\/td><td>WPML (Nordic Hypo)<\/td><td>Remembers the selected language<\/td><td>1 day<\/td><\/tr>\n<tr><td>cmplz_banner-status, cmplz_policy_id, cmplz_functional, cmplz_statistics, cmplz_marketing, cmplz_preferences, cmplz_consented_services<\/td><td>Complianz (Nordic Hypo)<\/td><td>Stores your cookie choices<\/td><td>365 days<\/td><\/tr>\n<\/tbody>\n<\/table>\n<h3>5.2 Statistics cookies (only with consent)<\/h3>\n<table>\n<thead><tr><th>Cookie<\/th><th>Service<\/th><th>Purpose<\/th><th>Retention<\/th><\/tr><\/thead>\n<tbody>\n<tr><td>_ga<\/td><td>Google Analytics 4 (Google Ireland Ltd)<\/td><td>Distinguishes visitors to measure how the website is used<\/td><td>2 years<\/td><\/tr>\n<tr><td>_ga_C8E2M050M8<\/td><td>Google Analytics 4 (Google Ireland Ltd)<\/td><td>Keeps session state and visit statistics<\/td><td>2 years<\/td><\/tr>\n<\/tbody>\n<\/table>\n<h3>5.3 Marketing cookies (only with consent)<\/h3>\n<table>\n<thead><tr><th>Cookie<\/th><th>Service<\/th><th>Purpose<\/th><th>Retention<\/th><\/tr><\/thead>\n<tbody>\n<tr><td>_gcl_au<\/td><td>Google Ads (Google Ireland Ltd)<\/td><td>Links ad clicks to actions on the website (e.g. sending an enquiry) to measure ad performance<\/td><td>90 days<\/td><\/tr>\n<tr><td>_fbp<\/td><td>Meta Pixel (Meta Platforms Ireland Ltd)<\/td><td>Measures the performance of Facebook and Instagram ads and enables relevant ads<\/td><td>90 days<\/td><\/tr>\n<\/tbody>\n<\/table>\n<p>After you consent, Google and Meta may also set cookies on their own domains (e.g. doubleclick.net, facebook.com). See the <a href=\"https:\/\/policies.google.com\/technologies\/cookies\" target=\"_blank\" rel=\"noopener\">Google<\/a> and <a href=\"https:\/\/www.facebook.com\/privacy\/policies\/cookies\/\" target=\"_blank\" rel=\"noopener\">Meta<\/a> cookie policies.<\/p>\n<h2>6. Transfers outside the European Economic Area<\/h2>\n<p>Google and Meta may also process data in the United States. Such transfers are based on the European Commission\u2019s adequacy decision for the EU-US Data Privacy Framework and\/or the European Commission\u2019s standard contractual clauses.<\/p>\n<h2>7. Your rights<\/h2>\n<p>You have the right to access your data, request rectification or erasure, restrict processing, object, and withdraw consent at any time. For questions, write to <a href=\"mailto:info@nordichypo.ee\">info@nordichypo.ee<\/a>. You can lodge a complaint with the <a href=\"https:\/\/www.aki.ee\/en\" target=\"_blank\" rel=\"noopener\">Estonian Data Protection Inspectorate<\/a> (Tatari 39, 10134 Tallinn, info@aki.ee).<\/p>\n<h2>8. Changes<\/h2>\n<p>If we start using new cookies or change their purpose, we will update this policy and, where necessary, ask for your consent again.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Cookie Policy Last updated: 9 October 2026 1. Who we are The website nordichypo.ee is operated by Nordic Hypo AS (registry code 11881110, Roseni 7, 10111 Tallinn, Estonia, email info@nordichypo.ee, free phone 1553). Nordic Hypo AS is the controller of personal data collected through cookies. 2. What cookies are A cookie is a small text [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_theme","meta":{"footnotes":""},"class_list":["post-8847","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/nordichypo.ee\/en\/wp-json\/wp\/v2\/pages\/8847","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nordichypo.ee\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/nordichypo.ee\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/nordichypo.ee\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nordichypo.ee\/en\/wp-json\/wp\/v2\/comments?post=8847"}],"version-history":[{"count":2,"href":"https:\/\/nordichypo.ee\/en\/wp-json\/wp\/v2\/pages\/8847\/revisions"}],"predecessor-version":[{"id":9799,"href":"https:\/\/nordichypo.ee\/en\/wp-json\/wp\/v2\/pages\/8847\/revisions\/9799"}],"wp:attachment":[{"href":"https:\/\/nordichypo.ee\/en\/wp-json\/wp\/v2\/media?parent=8847"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}