Working capital loan
Perfect for financing short-term investments for your growing business.
Early repayment free of charge
Interest from 9%
Easy and quick loan application
Secure loan protection insurance
Have you found a good investment opportunity that your company’s current cash flow just can’t cover? Nordic Hypo’s working capital loans are specifically designed to cover companies’ short-term financial needs against real estate collateral.
A working capital loan is a great way to keep your cash flow moving, take advantage of business opportunities, and support your company’s day-to-day operations and growth. We approach every application individually, taking into account the company’s situation and goals to offer a flexible and practical solution. We want to be a reliable financial partner for your company and contribute to its sustainable development and success.
Terms and conditions
- The client’s company must be a private limited company, public limited company or a self-employed person registered in Estonia
- The loan amount ranges from €25,000 to €2,000,000
- The loan amount and interest rate offered depend on the estimated value of the collateral and the business plan
- Up to 75% of the value of the collateral is financed, or up to 100% if additional collateral is available
- The loan period is from 3 months to 3 years
- Interest rates start at 9% per annum + 6-month Euribor
- The contract fee is 1% of the loan amount, which is deducted when the loan amount is paid out
Loan calculator
The calculator uses standard interest and monthly payment figures, which may differ from the offer you will receive. The payment schedule is presented in the form of a bullet graph. The 6-month Euribor is added to the monthly instalment.
Quick and easy
Filling in the application is easy, and you will receive our initial offer within a few business days.
Reliable
Our professional employees are always there for you to find the best solution for your requests.
Accessible everywhere.
You can submit an application online at any time. Personal identification can be conveniently done via computer or mobile phone.