Reliable financial partner
We assess each application individually and look for a solution that meets your company’s needs.
Financial company based on Estonian capital operating since 2010
Nordic Hypo is a reliable and transparent financial company based on Estonian capital that offers loans against real estate collateral. We value each and every client, so we assess each application individually and look for a solution that meets the client’s needs.
Our team consists of specialists with extensive experience in the Estonian financial services market. This makes us a competent partner in financial matters.
Our mission is to teach clients to find bold and savvy financial solutions for implementing their projects and growing their businesses.
We aim to be the most reliable and preferred alternative to banks for our clients.
Our values
Transparency
We are very clear with our clients about the pricing of our services and the amount they will have to repay on their loan. There are no hidden costs associated with our service. We base our lending decisions on specific criteria and assess clients’ actual financial capacity.
Reliability
You can have complete confidence in us. We steer clear of scenarios that pose a risk to the client and only grant loans equal to a portion of the value of the collateral. Our experts appraise the value of the collateral and assess the financial behaviour of our clients.
Flexibility
We provide expert loan advice. We offer loans that are tailored precisely to our clients’ needs. We trust our clients’ judgment and never impose restrictions on how they use their loans. Payment schedules are drawn up taking into account the client’s needs.
Who make up our main clientele?
Nordic Hypo provides companies with financing against real estate collateral, tailored to their needs. Our strategic focus is on real estate entrepreneurs, but companies in other sectors may also apply if they have a justified business need for financing and potentially suitable real estate collateral. Our business loan portfolio includes hundreds of small companies, ranging from construction and real estate businesses to agricultural producers, retail companies, and various service providers.
Many of our clients are small businesses in need of additional financing to branch out into a new line of business or to finance their existing business.
Nordic Hypo’s clients include many agricultural producers with seasonal income. This can include incredibly industrious professionals who have a long track record and clear goals, but due to the specifics of this field, they fall outside the “ideal” profile for banks. If a client like this needs a quick capital boost, for example to adapt to changes in the market situation or start a new venture, we can offer a personalised approach, bearing in mind that farmers’ incomes are seasonal. Together, we look for a suitable solution.
Our people
