Refinancing of loans

A great option to combine different financial commitments into one loan with better terms and conditions.

Free early repayment

Interest rate from 9%

Quick and easy loan application

Secure loan insurance


Have you taken out several smaller loans but the repayment interest is higher than you would like? Don’t worry, you have the option to refinance these small, expensive loans.

With our help, you can combine your expensive financial commitments into a larger loan with more favourable terms and conditions that is real estate secured. What makes refinancing loans particularly convenient is that you don’t need the consent of other lenders.

You can, however, gain a lot from this. Above all, refinancing your loans will reduce your interest payments and service charges. All of this reduces the pressure on your wallet and helps reduce the risk of default. Our loan administrators are there for you and will help you calculate your exact loan refinancing terms and needs. Don’t pay more for your loans than you absolutely have to!

Additional information

Terms & Conditions

For whom?

Private individual

Loan amount

Amount from €5,000 to €200,000.

The amount of the loan offered and the interest rate will depend on the assessment of the value of the collateral and the solvency of the applicant.

Up to 70% of the value of the collateral will be financed, or up to 100% if extra collateral is provided.


2 months to 10 years

Interest rate

From 9% a year + 6 months Euribor

Agreement fee

1% of the loan amount.

The agreement fee will be withheld when the loan amount is paid out.


Mortgage on real property.

Payment schedule

It’s possible to repay the loan on the basis of an annuity schedule.

Signing the agreement

Nordic Hypo AS will make an appointment with a notary. Remote attestation is possible.

At the client’s request, Nordic Hypo AS can pay the costs of registering the mortgage from the loan to be paid out.

Payout of the loan amount

The loan amount will be paid out in one or more payments, as necessary, in one banking day after the mortgage contract has been signed.

Early repayment option

Loan calculator

Loan amount €
30 000
5 000 200 000
Period in months
2 120

The calculator shows the standard interest rate and monthly installment as an example, which may differ from the terms and conditions offered to you.

The monthly payment is an annuity plus 6-month Euribor.

Monthly payment

Quick and easy

Filling in the application is easy and you will get an offer in seconds. We’ll transfer the money to your account no later than the next business day.

Accessible everywhere.

You can submit an application at any time online or at the nearest branch. Personal identification can be conveniently done via computer or mobile phone.


Our professional employees are always there for you to find the best solution for your requests.